What is a Bank Account Number? | Chase (2024)

A bank account number is a unique set of digits assigned to the account when you open a bank account. Financial institutions will assign such numbers to each account you hold. Businesses and banks use these numbers to identify your account. A bank account number is not to be confused with the routing number, which identifies the financial institution. For this article, we’ll focus on the bank account number.

How many digits is a bank account number?

Bank account numbers typically consist of eight to 12 digits, but some account numbers could even contain up to 17 digits. You can find your account numberon your checks or by accessing your account on your financial institution’s website or by contacting the bank directly.

Is your debit card number the same as your bank account number?

While they’re sometimes confused with one another, a debit card number is distinct from a bank account number. Depending on the debit card issuer, a debit card number is comprised of 16 digits usually found on the front of the card.

What is a bank account number used for?

A bank account number is used to help manage transactions to and from your account. It tells the bank from which account to withdraw or to which account to deposit a sum of money. This number is commonly used for transactions such as payment reconciliation by checks, account transfers, direct deposits and direct payments.

Ways to help protect your bank account number

Protecting your account is a key part of being a responsible bank account holder. Here are some ways to help protect your bank account:

  • Don't give your account numbers or any personal or financial information on the phone, unless you initiate the conversation and you know the person or organization.
  • Report lost or stolen checks immediately and your financial institution will stop payment on the check numbers you report. When you get new checks, look through them to make sure none of them were stolen in the mail.
  • Destroy or store financial information securely (including bank statements, invoices, ATM and credit card receipts).
  • Store all checks, including canceled checks, in a safe place.

Find more ways to help protect your bank account number.

What is a Bank Account Number? | Chase (2024)

FAQs

What is a Bank Account Number? | Chase? ›

A bank account number is a unique set of digits assigned to the account when you open a bank account. Financial institutions will assign such numbers to each account you hold.

How do I find my bank account number? ›

How Do You Find Out Your Account Number? You can find your bank account number on your bank statements, printed at the bottom of a paper check, or by logging on to the bank's website. If you can't find it in these ways, try visiting a bank branch in person.

What is an example of a bank account number? ›

Account number example

The account number is the second series of digits, and it's scrunched between the routing and check numbers. In the same example from above, the 12-digit account number is 012345678912.

Where is the bank account number on a card? ›

Most banks also print the bank account number on the front or back of your bank card. However, this is not to be confused with the card number, which is the 16 digit number, usually placed in the middle of your bank card.

How many digits is your bank account number? ›

Your account number (usually 10 digits) is specific to your personal account. It's the second set of numbers printed on the bottom of your checks, just to the right of the bank routing number. If you don't have your checkbook handy, don't worry.

How do I find my bank account number without a check? ›

Typically, account numbers are provided in paper bank statements and electronic statements. If you have elected to receive electronic bank statements, you may have access to them online under Statements and Notices.

How to know bank account number from ATM card? ›

Conclusion. If you are searching for 'how to find account number on debit card', there is no way to do that. A debit card can only give you information about which bank or which company has issued you the card, its expiry date, the holder's name, etc.

Can I give my bank account number to someone? ›

What Can Someone Do With Your Bank Account and Routing Number? If someone has access to both your bank account and routing number, they could make fraudulent ACH transfers and payments out of your account. In other words, you could wind up being scammed.

Is account number the same as card number? ›

The number on your credit card is different from your account number, although the two are linked. For example, if your credit card is lost or stolen, you'll receive a new card with a different credit card number. But the account number will stay the same.

Where can I find my RBC account number? ›

You can also go into your Online Banking, under “Bank Accounts”. Beside each account, you will find a 5-digit transit number (before hyphen) and a 7-digit account number (after hyphen). The institution number for RBC is 003. Or, you can call us at 1-800 ROYAL 1-1 or visit your branch to get this information.

Is your account number the number on your debit card? ›

The sixteen digits on your card is your debit card number. It is unique to your checking account but different from your account number. You'll have to read off or enter this number when making a purchase over the phone or online.

How many digits is an account number example? ›

Every bank-related financial transaction requires a routing number and an account number. The routing number identifies the specific bank. The account number (usually 10-12 digits) refers to the client's account.

What are the first 3 digits of bank account number? ›

The first 3 digits of the account number are called the protocol number, and indicate the bank the account belongs to.

Is giving a bank account number safe? ›

Banks clearly suggest not sharing your bank account details unless you are expecting a fund transfer. Even in the case of fund transfer, make sure that the person crediting your bank account is trustworthy. Do Not Email Your Account Number: Mailing your bank account number to individuals can also be dangerous.

How do I find all my bank accounts? ›

Simply review your bank statements from all of your banks to see which accounts are listed. Contact your banks. You can also contact your banks individually and ask them how many accounts you have with them. This may be necessary if you have not received a bank statement for all of your accounts recently.

How to find a bank account? ›

How to find accounts in your name
  1. Check your credit reports. Pulling your credit report and credit score is the most accurate and convenient way to find all of the accounts that have been reported in your name. ...
  2. Review your online banking statements. ...
  3. Contact financial and government institutions.
Feb 22, 2024

How to check bank account? ›

How to Check Your Bank Account Balance
  1. On Your Bank's Website.
  2. Through Your Banking App.
  3. At an ATM.
  4. Over the Phone.
  5. With Bank Statements.
  6. Through Account Alerts.
  7. With a Bank Teller.
Jan 12, 2024

Do all bank accounts have account numbers? ›

In the same way that every financial account is assigned a unique account number, every financial institution is assigned a unique routing number. These financial institution routing numbers are known as RTNs (Routing Transit Numbers) or ABA (American Bankers Association) routing numbers.

References

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